Disability Insurance
A valuable, affordable Employee Benefit that is not offered enough.Long and Short Term Disability is one area of Insurance protection where most people are Insurance poor. While the number of people that do not have enough Life Insurance is staggering, the numbers for Disability Insurance are even worse.
There are three stages of Insurance Protection in a person's life:
1. Present/Immediate
2. Short Term (30 days to retirement)
3. Long Term (From Retirement on.)
Most people do a good job of protecting themselves for the present with Health Insurance. If you are injured or sick, Health Insurance will help you cover the associated costs.
For the Long Term, people protect themselves with Life Insurance and Retirement Savings.
What about the gap between the Present and the Long Term? What if you are disabled and unable to work? How long could you support yourself? This is where the need for Disability Insurance arises.
Let us work with you in the following areas:
- Reviewing the Long and Short Term Disability Programs from all of the prominent carriers in the industry.
- Helping you sort through all of the plan benefits, or more specifically, benefit restrictions, that can be included in Group Disability Contracts
- Review Cost Saving Features
- Providing company executives with adequate amounts of disability insurance
- Reviewing Voluntary, Employee-Paid, Long & Short Term Disability options
CLICK HERE TO REQUEST MORE INFORMATION ON DISABILITY INSURANCE
Securities and Investment Advisory Services offered through Allegheny Investments, Ltd., Member NASD, SIPC, 3000 McKnight East Drive, Pittsburgh, PA 15237 (412) 367-3880. Neil Merrell, Allegheny Investments Registered Representative. Allegheny Investments, Ltd. is not an affilitate of The Guard Group.
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